Settle up easily: who owes whom, in the fewest payments
At month end, five friends can have ten separate debts between them. Mitmat nets them out and shows exactly who pays whom, using as few payments as possible.
Everything settled in fewer payments
If Rafi owes Tanvir ৳500 and Tanvir owes Nila ৳500, there is no need for two payments: Mitmat shows that Rafi can pay Nila ৳500 directly and everyone is square.
How to settle in bKash or Nagad
- Tap Settle up next to the person you owe.
- Choose bKash, Nagad or cash. Mitmat copies the number and amount and opens your app.
- Pay in your own app and, if you like, save the TrxID in Mitmat.
- When the receiver confirms, the debt is cleared.
Polite reminders
If someone forgets, Mitmat writes a friendly reminder you send from your own WhatsApp, at most once per friend every 24 hours, so friendships stay intact.
Your money stays yours
Mitmat never holds or moves money and never asks for a PIN or OTP. Payments go directly through your bKash, Nagad or in cash.
Frequently asked questions
Can I pay part of what I owe?
Yes. Pay part now and the rest stays on the balance.
What if I paid in cash?
Record it as cash. When the receiver confirms, the debt is cleared.
Why save the TrxID?
If a question comes up later, you can show exactly which transaction paid it.
Is Mitmat part of bKash?
No. Mitmat is independent; it only opens the bKash or Nagad app on your phone with the number and amount copied.
The Mitmat app is coming soon
The Android app is launching on Google Play soon. Join the waitlist to hear first.